Iban puts your money to work
Iban facilitates access to an international credit rights marketplace. Credit right holders and investors are seamlessly connected to a hassle-free way of investing with potential profitability, through which we match selling and buying intentions.
Loan originatorsReview credit score and issue loans for selected applicants
Unlike other platforms, instead of taxing you with the choice of one or more specific, credit rights, your investment is tied to the performance of your personal diversified bundle of acquired credit rights from Loan Originators, made available for you by Iban and making it that much easier for you to manage the amount you want to invest.
How we protect your money
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Credibility and Transparency
At Iban, we take investor protection very seriously. Our risk mitigation policy includes several layers of security that help protect them. Let's take a look at each of them!
Electronic Money Institution (EMI) account protection
Since the Electronic Money Institution (EMI) is directly regulated by the European Central Bank, your funds are deposited in a fully compliant environment in line with tight EU-wide financial regulation.
Automated regulatory compliance (KYC and AML)
We work with advanced technology to uphold worldwide standards in order to determine the acceptance of each and every one of our Clients regarding investor profile (KYC - Know Your Customer) and money laundering prevention (AML - Anti Money Laundering).
Multi-level identity protection
Our applications allow you to configure biometric protection systems such as Fingerprint or Facial Recognition, and always request a two factor authentication to perform sensitive actions on our apps.
We inform you in real time about your investments, your profits, and any movement you can make to ensure that you are always in control of your finances.
Frequently asked questions from our users
Can I cancel my accounts ahead of time?
You can request to withdraw your funds immediately at any time. Early investment account termination is also allowed with a small fee.
How can Iban offer these returns?
Online investment platforms have historically achieved high returns, thanks to their structural efficiencies. These platforms typically cut out the middleman and have cost structures which are fundamentally low. We pride ourselves on staying a step ahead of the market through expert risk and price management.
Is my money secured?
Yes, while your funds are deposited in an Electronic Money Institution (EMI). All our accounts have risk management policies and offer investor protection.
Is this just for young people?
No at all! Most of our investors are 50 or older. In fact, research has shown that over 55% of investors are 55 years old and over, with only 12% of investors under 30.
Ready to start?
Choose the type of investments you want, to get returns up to a 6% AER.