Start investing and control your savings.
Fixed returns starting at 2.5% AER. Interest paid daily
Open an account and start earning a fixed and steady income with interest paid daily, starting at 2.5% AER and up to 6% AER.
No investment or withdrawal fees
No fees to invest or withdraw, request access your funds and transfer them back to your bank at no extra cost.
Ready to start earning a fixed 2.5% AER?
Meet our investment accounts
Iban accounts are investment accounts providing a fixed daily interest paid on a daily basis. Each account has a different interest rate. By opening an Iban account you can invest with a fixed interest of 2.5% AER. From there you can access any other investment products.
Interest rate only valid for subscriptions until June 30th 2019. Rates will be adjusted for new subscriptions after July 1st 2019.
Ready to start?
Electronic Money Institution (EMI) protection
Your funds are deposited initially in an Electronic Money Institution (EMI), a regulated entity which complies with the required European regulations.
We believe all of this should be free
- Set-up feeFree
- Platform feeFree
- Investment feeFree
- Transfers feeFree
- Withdrawal feeFree
Iban only charges an early termination fee in the event you cancel one of the accounts ahead of its term and that fee shall not be higher than the sum of your interest earned.
Open an account and start saving today
Why you can trust in Iban
We’re here to help
Dedicated customer support chat and a team of experts in financial management available for you. Write to us at email@example.com.
Full regulatory compliance
We follow strict global standards of identity verification (KYC), anti-fraud and anti money laundering (AML) with every single client.
Multi-step identity protection
Our apps allow you to set up biometric protection such as Fingerprint and Face ID and always ask for 2-factor authentication before allowing access to the account.
We notify you in real time regarding your investments, earnings, as well as any action you take, guaranteeing you are always in control.
Your funds are secured at all times by asset-backed loans, have a Buyback Guarantee, protecting from unexpected defaults, and we have a Safeguard Trust to protect against mismanagement from our Loan Originators.
A regulated entity
When you open an Iban Account, your funds are deposited in a regulated Electronic Money Institution (EMI) which complies with the required European regulations.
Find out further how Iban works
Who is investing in Iban
Retirement savings and an extra fixed income.
Companies looking to have a return on their cash position.
Looking for a steady income.
- € 9.602Average investment per client
Frequent questions from our users
How can I add funds to my Iban account?
You can add funds safely via your online banking directly in the app, or by bank transfer.
When do I earn interest from my accounts?
Your investments start earning interest the very next day after you invest. All investments at Iban pay fixed interest every day.
Can companies invest with Iban?
Business accounts are available to access all investment products.
Can I withdraw my funds?
You can request to withdraw your funds from Iban account at any moment to your bank account, free of charge.
Can I terminate my accounts ahead of time?
You can request to withdraw your funds immediately at any time. Early investment account termination is also allowed for a small fee.
Ready to start?
Investment accounts with interest paid daily. Start with fixed 2.5% AER and go up to 6% AER.Made with 💙 by Iban