Savings for all businesses.

Investment accounts from €1 with interest paid daily. Start at 2.5% interest and request to withdraw any time.

By submitting your email, you agree to our Terms & Conditions

Meet our investment accounts

Iban accounts are investment accounts providing a projected fixed daily interest paid on a daily basis. Each account has a different interest rate. By opening an Iban account you can invest with a projected fixed interest of 2.5% AER. From there you can access any other investment products.

Iban account

2.5%

Daily interest
Minimum investment€1
TermNo term

Iban One

3%

Daily interest
Minimum investment€1,000
Term1 year

Iban Market

4%

Daily interest
Minimum investment€1,000
Term3 years

Iban account

2.5%

Daily interest
Minimum investment€1
TermNo term

Iban account

2.5%

Daily interest
Minimum investment€1
TermNo term

Iban One

3%

Daily interest
Minimum investment€1,000
Term1 year

Iban Market

4%

Daily interest
Minimum investment€1,000
Term3 years
Initial investment
€10,000
2.5
%
Iban account
€13,417.55
3
%
Iban One
€14,217.84
4
%
Iban Market
€15,951.10
Today11 years30 years

We believe all of this should be free

Iban only charges an early termination fee in the event you cancel one of the accounts ahead of its term and that fee shall not be higher than the sum of your interest earned.

  • Set-up fee
    Free
  • Platform fee
    Free
  • Investment fee
    Free
  • Transfers fee
    Free
  • Withdrawal fee
    Free
Learn more

A product you'll love to use

Interest paid daily

Start now earning a steady income with interest paid daily, starting at 2.5% and up to 6%.

Easy to use

Top up your account in minutes. Request to withdraw at any time directly to your bank account.

No additional fees. We mean it!

Your account is free. Investing through Iban has no commissions. What you see is what you get.

Why you can trust in Iban

  • We’re here to help

    Dedicated customer support chat and a team of experts in financial management available for you. Write to us at help@ibanwallet.com.

  • Full regulatory compliance

    We follow strict global standards of identity verification (KYC), anti-fraud and anti money laundering (AML) with every single client.

  • Multi-step identity protection

    Our apps allow you to set up biometric protection such as Fingerprint and Face ID and always ask for 2-factor authentication before allowing access to the account.

  • Real-time notifications

    We notify you in real time regarding your investments, earnings, as well as any action you take, guaranteeing you are always in control.

Find out further how Iban works

Learn more

Frequent questions from our users

How can I add funds to my Iban account?

You can add funds safely via your online banking directly in the app, by bank transfer or with debit/credit card.

Do I need €1,000 to start an account and earn interest?

No, you can start with €1 in your Iban Account, which will earn you a 2.5% AER the next day. You only need €1,000 if you want to invest in Iban One or Iban Market.

Can companies invest with Iban?

Business accounts are available to access all investment products.

Can I withdraw my funds?

You can request to withdraw your funds from Iban account at any moment to your bank account, free of charge.

Do you have more questions?

Check our help center

Ready to start?

Investment accounts with interest paid daily. Start with fixed 2.5% interest and go up to 6%.

By submitting your email, you agree to our Terms & Conditions
Made with 💙 by Iban