Invest and earn a daily fixed interest.
Fixed returns starting at 2.5% AER. Interest paid daily
Open an account and start earning a fixed and steady income with interest paid daily, starting at 2.5% AER and up to 6% AER.
No investment or withdrawal fees
No fees to invest or withdraw, request access to your funds and transfer them back to your bank at no extra cost.
Ready to start earning a fixed 2.5% AER?
Meet our investment accounts
Iban accounts are investment accounts providing a fixed daily interest paid on a daily basis. Each account has a different interest rate. By opening an Iban account you can invest with a fixed interest of 2.5% AER. From there you can access any other investment products.
* Early termination fee
The early termination fee will never affect your initial investment. In case you decide to terminate your investment account One, Market, or Dynamic before its term date, there will be a fee of 2.5% of the total amount in the account but it will never exceed the accrued interest at the time of the cancellation, so you always keep your initial investment. The Iban Account (2.5%) is never affected by this fee.Calculate how much your savings can earn
We believe all of this should be free
- Set-up feeFree
- Platform feeFree
- Investment feeFree
- Transfers feeFree
- Withdrawal feeFree
Iban only charges an early termination fee in the event you cancel one of the accounts ahead of its term and that fee shall not be higher than the sum of your interest earned.
Open an account and start saving today
Why you can trust in Iban
We’re here to help
Dedicated customer support chat and a team of experts in financial management available for you. Write to us at help@ibanwallet.com.
Full regulatory compliance
We follow strict global standards of identity verification (KYC), anti-fraud and anti money laundering (AML) with every single client.
Multi-step identity protection
Our apps allow you to set up biometric protection such as Fingerprint and Face ID and always ask for 2-factor authentication before allowing access to the account.
Real-time notifications
We notify you in real time regarding your investments, earnings, as well as any action you take, guaranteeing you are always in control.
Investor protection
Your funds are secured at all times by asset-backed loans, have a Buyback Guarantee, protecting from unexpected defaults, and we have a Safeguard Trust to protect against mismanagement from our Loan Originators.
A regulated entity
When you open an Iban Account, your funds are deposited in a regulated Electronic Money Institution (EMI) which complies with the required European regulations.
Find out further how Iban works
Who is investing with Iban
Individuals
Retirement savings and an extra fixed income.
Corporate
Companies looking to have a return on their cash position.
Institutional
Looking for a steady income.
- 5xGrowth
- +30Countries
- € 9.602Average investment per client
Frequent questions from our users
How can I add funds to my Iban account?
You can add funds safely via your online banking directly in the app, by bank transfer or with debit/credit card.
Do I need €1.000 to start an account and earn interests?
No, you can start with €1 in your Iban Account, which will earn you a fixed 2.5% AER the next day. You only need €1,000 if you want to invest in Iban One or Iban Market.
Can companies invest with Iban?
Business accounts are available to access all investment products.
Can I withdraw my funds?
You can request to withdraw your funds from Iban account at any moment to your bank account, free of charge.
Can I terminate my accounts ahead of time?
You can request to withdraw your funds immediately at any time. Early investment account termination is also allowed for a small fee.
Ready to start?
Investment accounts with interest paid daily. Start with fixed 2.5% AER and go up to 6% AER.
Made with 💙 by Iban